Your enquiry may have been the result of a specific search relating to Bank charges or you may have come across this website by chance, either way you will find out all you need to know about Bank Charges and reclaiming the charges applied to your personal account.

Bank Charges or penalties are considered to be “unlawful” charges applied to a customer bank account. At present there is no legal precedent which identifies a particular charge as unlawful, however the way the charge is usually applied it is deemed to be unlawful.

For example applying a charge of up to £35 for a bounced cheque or an unauthorised overdraft where the actual cost to the bank really doesn’t exceed £4.50. The amount of public consternation generated ever since bank charges became recognised particularly following the The Money Programme Tuesday 12th December 2006 BBC2, customers have become increasingly aware of their right to reclaim back from their bank charges.